Money tree - Pachira aquatica (Care, Characteristics, Invasive, Images)

Money tree

Also known as: Saba Nut, Guiana chestnut, French peanut, Water Cocoa

Colloquially known as the money tree, this is a tropical species that's commonly cultivated in moist, warm climates. The name comes from an old tall tale, but it has led to the money tree being considered a talisman of good fortune. Bonsai versions are often trained during growth to develop braided trunks, which gives them a striking decorative appearance. Modern research suggests the nuts are potentially carcinogenic and should not be consumed.

Scientific classification

Species

Money tree (Pachira aquatica)

Mallows, rock-roses, and allies

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Perennial

Lifespan

Tree

Plant Type

Late spring, Summer

Bloom Time

Late summer, Early fall

Harvest Time

4 m to 18 m

Plant Height

50 cm

Spread

Green

Leaf Color

1.3 cm

Flower Size

Brown

Fruit Color

20 - 38 ℃

Ideal Temperature

Images of Money tree

Distribution of Money tree

Distribution Map

The money tree is native to Central and South America with a distribution range from southern Mexico into northern Brazil, growing in moist forests. It was introduced into parts of Africa, as well as Vietnam.

Native

Cultivated

Invasive

Introduced

No species reported

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Habitat

River estuaries, Lowland rainforests, Marshy, Riverine, Cay soils

Hemisphere Trend Curve

Northern

Sorthern

Culture

Garden Use

The bonsai or miniature form of money tree is a common household container plant. Outdoors, the full-sized tree grows tall and wide, so it needs plenty of space but can be grown ornamentally as a specimen or landscape tree. It also makes for a great addition to a rain garden. Indoors or out, money tree brings bright colors with its showy white and red flowers. Shade-tolerant plants like orchids, lucky bamboo, and pothos grow well with this tree.

Symbolism

Wealth, abundance, good fortune

Name Story

Money tree: In 1986, a Taiwanese truck driver first planted five Pachira aquaticas in a flowerpot with braided trunks. Such planting method became popular in Japan and later in other parts of East Asia. Gradually, this plant has been given a new meaning in which it symbolizes wealth. It usually appears in commercial celebrations, sometimes with red ribbons or other auspicious decorations. Hence, it is named the money tree.

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Care Guide for Money tree

Every 2 weeks

Water

Partial sun

Sunlight

20 - 38 ℃

Ideal Temperature

Water: Adapted to tropical wetlands, money tree thrives in high humidity and consistent moisture, requiring watering every two weeks. It tolerates moderate drought but prefers well-draining soil to avoid waterlogging, making it suitable for indoor environments due to its ornamental appeal.

Fertilize: Use high-nitrogen fertilizers for money tree every two weeks in spring and summer, reducing to every four to six weeks in fall and winter. Apply 1/4 strength of a diluted, balanced fertilizer. Ensure soil is moist before application to prevent root damage, as over-fertilization can cause leaf burn.

Pruning: Money tree is a tropical wetland tree with a braided trunk and glossy leaves. Prune in early to late winter to control size, remove dead branches, and promote health. Use clean, sharp tools to enhance growth and air circulation, improving overall health and appearance.

Propagation: Money tree should be propagated in Spring using Cutting and Layering methods. It is moderately easy to propagate, with success indicated by new growth and root formation. Maintaining adequate moisture and warmth is crucial for optimal propagation results.

Repotting: Repot money tree every 2-3 years in spring, using a container 2-3 inches larger. Ensure consistent moisture and avoid direct sunlight post-repotting to reduce stress. This care supports the healthy, robust growth of money tree.

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